A faster way to compare HMO plans

Choosing an HMO can feel complicated because premiums, benefit limits, room types, provider networks, and eligibility can vary from one plan to another. Our free online HMO quotation request makes the first comparison easier.

Instead of starting with brochures and guessing which package applies to you, share a few basic details and we will match your request against the current plans available in our quotation tool.

Request your free HMO quotation

What you can compare

For individual and family requests, the quotation tool can help you review suitable options based on:

• Age and gender
• Preferred HMO provider, or all available providers
• Room and board preference
• Maximum benefit limit
• Available payment modes
• Whether the plan is for one person or a family

Current options may include plans from iCare, Community Care, Maxicare, PhilCare, and Pacific Cross, depending on age, product availability, and the latest rate tables.

If you are looking for company or group coverage, you can also submit a request. Group proposals are prepared separately because providers normally need workforce details, such as employee ages and coverage tiers, before they can calculate rates.

What happens after you submit

For eligible individual and family comparisons, the system prepares an indicative quotation and sends it to the email address you provide. You can use it to compare the key options before speaking with an adviser.

For group requests or cases that need clarification, our team will follow up so we can collect the information needed for a more accurate proposal.

The quotation request is free and carries no obligation to purchase.

What you need to prepare

The form asks only for practical details needed to begin the comparison:

• Your name and contact information
• Your age and gender
• The type of HMO coverage you need
• Your provider preference, if you already have one
• Basic group information for company coverage

Please do not send passwords, PINs, card details, or other sensitive financial information through the quotation form.

Why compare before choosing

The lowest premium is not always the most suitable plan. A useful comparison should also consider the provider network, room classification, annual benefit limit, emergency and outpatient benefits, exclusions, waiting periods, and how the plan fits your actual healthcare needs.

A side-by-side quotation gives you a clearer starting point for that conversation. It helps narrow the field so you can focus on the plans most relevant to you or your team.

Important note

All quotations are indicative. Final premiums, eligibility, coverage, and benefits remain subject to the provider's current rates, product rules, underwriting, and formal approval. A quotation is not a confirmation of coverage.

Ready to compare your options?

Get your free HMO quotation