Build your future, the smart way.
I help Filipino families and professionals plan with clarity, protect what matters, and grow with confidence — without the jargon or the hard sell.

Allan Adan
Licensed Financial Advisor
Manulife Philippines · Aetos Financials
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Honest guidance, built around your life
I'm a licensed financial advisor with Manulife Philippines, under the Aetos Financials agency. My job is simple: help you understand your numbers, close your protection gaps, and put a plan in place you'll actually stick to. Whether you're a young professional just starting out, an OFW family planning from abroad, or a business owner protecting what you've built — I'll meet you where you are.
- Licensed Financial Advisor
- Insurance Commission (IC) Licensed
- Manulife Philippines — Aetos Financials
“The goal isn't to sell you the biggest plan. It's to find the rightplan — one you understand, can afford, and will keep.”
Faces behind the plan
Meet Allan, the team & the families we serve
Real people, real relationships. Financial planning is personal — here are a few of the moments and faces behind the work.
Allan with Manulife Backdrop
Allan with Manulife Backdrop
Allan with Manulife Backdrop
Allan wants to do a stare contest with you. 🤣
Allan at Manulife Office Lobby
Allan with BH Mark Fernandez
Allan with RH Mica Fernandez
Allan with GM Matthew
Manulife Team - Zone 2 with RH Mica and BH Mark
Allan with some of Manulife Team - Zone 2
Allan with Manulife Team - Zone 2 with RH Mica and BH Mark
Free Tools
See where you stand — in 60 seconds
No sign-up, no email wall. Run your numbers, then talk to a real person when you're ready.
Net Worth Calculator
Add up what you own and subtract what you owe to get the single clearest snapshot of your financial health.
Open toolProtection Gap Calculator
Estimate how much life insurance your family would actually need — and the gap between that and what you have today.
Open toolSavings & Investment Estimator
Project how a consistent monthly investment grows over time, so you can see the power of starting early.
Open toolRetirement Fund Calculator
Estimate the fund you'll need to retire comfortably — and the monthly investment that gets you there in time.
Open toolHealth & Critical Illness Calculator
Size the health fund that keeps a major illness from becoming a financial crisis — treatment costs plus lost income.
Open toolFrom the blog
Money, explained simply
Practical reads on protecting and growing your money — no jargon.
How to Build an Emergency Fund (Even on a Tight Budget)
A step-by-step guide for Filipino families to build an emergency fund — how much you need, where to keep it, and how to start even if money is tight.
Is Every Student Protected? Meet Manulife Student Protect
One unexpected accident can change everything. For as low as ₱118 per student a year, schools can give students life and accident coverage — and free protection for qualified teachers. Here's how it works.
One Accident Can Change Everything: Be Ready Before It Happens
A quiet hospital hallway taught me how fast life can change. For as low as ₱118 a year, Manulife Student Protect helps schools ease the financial burden when the unexpected strikes a student.
Events & webinars
Learn with me, live
Free sessions on budgeting, protection, and investing. Bring your questions.
Basic Personal Finance 101: Build a Strong Financial Foundation
Personal Finance, Financial Literacy, Budgeting, Money Management
Learn the essential money skills everyone should know. Discover how to budget effectively, save consistently, manage debt wisely, protect your income, and begin building wealth—one smart financial decision at a time.
Take control of your financial future by learning the fundamentals of personal finance. This beginner-friendly webinar is designed for students, young professionals, employees, parents, and anyone who wants to make smarter financial decisions.
We'll cover practical strategies for budgeting, saving, managing debt, building an emergency fund, protecting your income, and starting your investment journey. Whether you're just beginning or looking to improve your financial habits, you'll leave with actionable steps you can apply immediately to build long-term financial security and confidence.
What you'll learn:
- The importance of financial literacy
- Creating a realistic budget that works
- Building healthy saving habits
- Managing and avoiding bad debt
- Establishing an emergency fund
- Understanding the basics of insurance
- Introduction to investing and wealth building
- Setting SMART financial goals
- Common money mistakes and how to avoid them
- Creating your personal financial action plan
Kind words
Real clients, real peace of mind
“I felt very comfortable during my conversation with Allan—it was easy, engaging, and truly insightful. He took the time to explain financial concepts in a way that was simple to understand and reassuring to hear. His explanations were clear, thoughtful, and filled with expertise, allowing me to deeply reflect on my plans, goals, and money matters for a better future. What I value most is his genuine care and responsiveness; he always checks if I fully understand while guiding me through each step. He makes financial discussions less intimidating and listens attentively to what I want to achieve. I’m looking forward to our next meeting. Highly recommended for anyone seeking a trustworthy financial advisor.”
“I felt very comfortable during my conversation with Allan—it was easy, engaging, and truly insightful. He took the time to explain financial concepts in a way that was simple to understand and reassuring to hear. His explanations were clear, thoughtful, and filled with expertise, allowing me to deeply reflect on my plans, goals, and money matters for a better future. What I value most is his genuine care and responsiveness; he always checks if I fully understand while guiding me through each step. He makes financial discussions less intimidating and listens attentively to what I want to achieve. I’m looking forward to our next meeting. Highly recommended for anyone seeking a trustworthy financial advisor.”
“Excellent”
“Accommodating person”
“Allan explained everything in plain Tagalog-English, no pressure. I finally understand what I'm paying for and why.”
“I thought insurance was for older people. Turns out starting young saved me a ton. Wish I'd done it sooner.”
“He helped my family set up protection AND a plan for my kids' college. Worth every centavo.”
“What I appreciated most was that he never rushed me. He answered all my 'beginner' questions patiently until I felt confident.”
“Being away at sea, I needed someone I could trust to set things up for my family. Allan made the whole process easy even online.”
“On a teacher's salary I thought investing wasn't for me. He showed me how to start small and it's genuinely changed my mindset.”
“I felt very comfortable during my conversation with Allan—it was easy, engaging, and truly insightful. He took the time to explain financial concepts in a way that was simple to understand and reassuring to hear. His explanations were clear, thoughtful, and filled with expertise, allowing me to deeply reflect on my plans, goals, and money matters for a better future. What I value most is his genuine care and responsiveness; he always checks if I fully understand while guiding me through each step. He makes financial discussions less intimidating and listens attentively to what I want to achieve. I’m looking forward to our next meeting. Highly recommended for anyone seeking a trustworthy financial advisor.”
“I felt very comfortable during my conversation with Allan—it was easy, engaging, and truly insightful. He took the time to explain financial concepts in a way that was simple to understand and reassuring to hear. His explanations were clear, thoughtful, and filled with expertise, allowing me to deeply reflect on my plans, goals, and money matters for a better future. What I value most is his genuine care and responsiveness; he always checks if I fully understand while guiding me through each step. He makes financial discussions less intimidating and listens attentively to what I want to achieve. I’m looking forward to our next meeting. Highly recommended for anyone seeking a trustworthy financial advisor.”
“Excellent”
“Accommodating person”
“Allan explained everything in plain Tagalog-English, no pressure. I finally understand what I'm paying for and why.”
“I thought insurance was for older people. Turns out starting young saved me a ton. Wish I'd done it sooner.”
“He helped my family set up protection AND a plan for my kids' college. Worth every centavo.”
“What I appreciated most was that he never rushed me. He answered all my 'beginner' questions patiently until I felt confident.”
“Being away at sea, I needed someone I could trust to set things up for my family. Allan made the whole process easy even online.”
“On a teacher's salary I thought investing wasn't for me. He showed me how to start small and it's genuinely changed my mindset.”
Your future self is counting on the decision you make today.
Book a free, no-pressure consult. Worst case, you walk away knowing exactly where you stand.