Group HMO
Healthcare options for companies that want outpatient, inpatient or broader medical benefits for employees and eligible dependents.
Best starting point: Employers comparing a new plan or an upcoming renewal.
For business owners, HR teams and administrators
Corporate insurance and employee benefits, made easier to compare
Get a free assessment for group HMO, employee life and accident protection, critical-illness benefits, student coverage, credit life or a customized program for your organization.
No-obligation discovery Needs-based comparison Secure next-step guidance
Free corporate needs assessment
Tell us what your organization needs
This takes about two minutes. You do not need to upload employee names or confidential census information.
Direct answer
What are corporate solutions?
Corporate solutions are group insurance, healthcare and financial-wellness programs designed around an organization and its eligible employees, students, members or borrowers. The organization identifies the population and objectives; an adviser then helps qualify the case, collect only the required data and coordinate suitable provider proposals.
Solutions by business need
Start with the problem you want to solve
Product eligibility and final terms vary. This overview helps identify the right proposal path without treating training examples as current quotations.
Group Protect
A packaged group life and accident solution designed for eligible small and medium-sized employers that prefer a simpler benefit structure.
Best starting point: SMEs seeking straightforward employee protection.
Customized employee benefits
A tailored group program for organizations that need specific benefit amounts, employee classes or occupational-risk treatment.
Best starting point: Organizations with an existing plan or more complex requirements.
Critical illness benefits
Group critical-illness protection that can be explored as a focused benefit or as part of a wider employee-protection design.
Best starting point: Employers strengthening health-related financial support.
Student protection
Group accident and protection options for eligible private schools, colleges and vocational institutions.
Best starting point: School administrators planning student benefits.
Loan and credit life
Protection for eligible borrower groups that can help address outstanding loan exposure if a covered event occurs.
Best starting point: Cooperatives, lenders and financing businesses.
Financial wellness programs
Employer-approved seminars, consultations and worksite activities that help employees understand protection, saving, investing and retirement planning.
Best starting point: Organizations improving employee financial wellbeing.
How it works
From inquiry to a proposal-ready case
- 1
Share the need
Tell us your organization type, population size, priorities and renewal timing.
- 2
Qualification call
We confirm the decision-maker, current plan and likely package or customized route.
- 3
Secure data collection
Only after qualification do we request the minimum census or policy information required.
- 4
Compare proposals
Review benefits, exclusions, eligibility, pricing and implementation steps before deciding.
Privacy first: do not submit named employee, student, member or borrower data through the public assessment. We will provide a secure next step if a census is needed.
A practical first meeting
Bring the business objective. We’ll help organize the proposal path.
You can begin without a complete census. The initial assessment identifies which information is actually needed and how to handle it securely.
Corporate benefits FAQ
Answers for business decision-makers
What corporate insurance solutions can a Philippine business offer employees?
Depending on the organization and provider rules, businesses can explore group HMO, group life and accident insurance, critical-illness benefits, customized employee-benefit programs and employer-approved financial-wellness activities.
Can a small business request employee insurance?
Yes. Some packaged group solutions are designed for eligible SMEs, while customized programs usually require a larger or more complex group. The correct option depends on workforce size, occupations, ages and requested benefits.
What information is needed for an initial corporate proposal?
Start with the legal organization name, organization type, covered-population size, desired benefits, current-plan status and renewal timing. After qualification, a provider may request a secure census containing limited fields such as date of birth, gender and occupation. Do not send named employee data through this public form.
Can we compare our existing employee-benefit plan?
Yes. If you already have coverage, the current policy, benefit schedule and available claims experience can help establish a fair comparison. Documents should be shared through a secure, agreed channel after the initial discussion.
How much does corporate insurance cost?
Pricing depends on group size, ages, occupations, benefit levels, provider rules and underwriting. A needs assessment is the safest first step because public sample rates may not reflect the current terms for your organization.
Is the corporate assessment free?
Yes. The initial assessment and discovery discussion are free and carry no obligation. Any final proposal remains subject to current provider eligibility, pricing, underwriting and approval.
Need a conversation first? Book a free discovery call or send a question.