Retire on Your Terms, Not on Luck: Manulife FutureBoost Retirement

Ask most working Filipinos how they'll fund retirement and you'll hear some version of: "SSS... and I'll figure out the rest."

Here's the hard math: SSS was never designed to replace your income — it replaces a fraction of it. The "figure out the rest" part? That's the whole game. And the people who retire comfortably are simply the ones who started funding "the rest" early and automatically.

Manulife FutureBoost Retirement is built to make that easy.

A retirement plan that adjusts itself

The clever thing about FutureBoost Retirement is that it does the hard parts for you:

• You choose the target — how much you want at retirement, and at what age
• It auto-manages the investments — the strategy is designed to seek growth in your earlier years, then automatically dial down risk as retirement approaches, so you're not exposed to a market crash right before you need the money
• You choose how to receive it — steady payouts for income, or a lump sum at your target age
• It rewards consistency — with on-time and loyalty bonuses added along the way
• It protects you, too — built-in life insurance coverage, with optional riders for critical illness, hospitalization, or accidents

Why the auto glide-path matters

One of the biggest retirement risks is bad timing — a market downturn right as you stop working. FutureBoost Retirement's automatic shift toward lower risk near your target age is specifically designed to soften that blow, without you having to actively manage anything. For most people, "set it up right and let it run" beats "try to time the market" every single time.

It fits people who:

• Worry their retirement savings won't be enough
• Want a hands-off, professionally managed approach
• Like flexibility in how and when they receive their money
• Want protection bundled in so a health event doesn't derail the plan

How big does your retirement fund need to be?

This is the number almost no one knows — and it changes everything. Estimate the fund you'll need and the monthly investment to get there:

Future-you is counting on present-you

Retirement isn't a date — it's a number you either funded or didn't. The earlier you start, the smaller the monthly amount it takes, thanks to compounding. FutureBoost Retirement turns that into an automatic, self-adjusting plan so you can stop worrying and start preparing.

Let's run your numbers together.